Specialized. Independent. Trusted. We help clients unlock superior outcomes from ICOLI, BOLI, and nonqualified deferred compensation strategies.
- Meet our Team
Andy Kuchera
Managing Partner
Andy serves as the Managing Partner of Wrightwood Advisory with a specific focus on Non-Qualified Deferred Compensation Plans, ICOLI (Insurance Company Owned Life Insurance), and BOLI (Bank Owned Life Insurance).
His team assists Non-Qualified Plan Sponsors in benchmarking and auditing their plans, insurance carriers by providing risk-based capital and tax relief on capital and surplus, and regional and community banks with BOLI implementation.
Nick Howard
Consultant
Nick Howard joined Wrightwood in 2026 as a junior consultant. He earned a B.A. in Government & Economics from Dartmouth College, where he served as a captain of the Big Green football team. Prior to joining Wrightwood, Nick gained experience working on Capitol Hill in Washington, D.C., and as part the acquisitions team at Core Spaces in Chicago.
Weston Ray
Of Counsel
Weston Ray, Of Counsel – Weston has been helping clients navigate complex legal matters since earning his Texas law license in 2015. Weston earned his B.B.A. from Baylor University and his J.D. from the University of Houston Law Center. While in law school, he gained hands-on legislative experience as a clerk for the Texas House of Representatives’ Judiciary and Civil Jurisprudence Committee.
Weston’s practice focuses on corporate law, real estate, and estate planning. Weston also serves as the President of Rice Trust Inc., acting as trustee for Rice University.
- Our Process
01
Evaluate
Our team will benchmark your plan design against the current market, and audit your informal funding for cost savings and expense control. We use a proprietary process that ensures your plan design is competitive in the marketplace, and we often uncover seven-figure cost savings in our audit process of informal funding.
02
Execute
Wrightwood creates a project timeline and manages the execution of all changes in the plan design, as well as potential restructuring of informal funding.
03
Manage
Non-Qualified Plans typically undergo enrollment each year. Our team provides executive sessions, group support, and 1on1 meetings to plan participants each year to make sure the plan is highly perceived, comprehended, and utilized. Additionally, we monitor informal funding so that plan liabilities are appropriately hedged.
- Areas we service
Explore our areas of expertise.
Non-Qualified Deferred Compensation Plans
Non-Qualified Deferred Compensation (NQDC) Plans operate much differently than other employee benefit plans. There are numerous considerations for a plan sponsor during the design and implementation phase.
Insurance Company-Owned Life Insurance
Insurance Companies face unique challenges when financing employee benefit costs. To address this problem many insurance companies purchase life insurance on their key employees to help recover these costs as well as hedge against a potential economic loss of an employee.
Bank-Owned Life Insurance
BOLI (Bank-Owned Life Insurance) is a well-established and accepted asset that provides banks a tax-efficient asset to offset some of the cost of employee benefits.
